First City Insurance was built on a simple belief: local families and businesses deserve an insurance partner who knows them, understands their world, and shows up when it matters most.

After spending more than a decade with North Risk Partners, I gained deep experience helping Minnesotans protect their homes, farms, and livelihoods. That time shaped how I approach insurance today — with a focus on clarity, honesty, and long‑term relationships rather than quick transactions.

My roots are firmly planted in northern Minnesota. I grew up with a farm background, and that experience still guides me. I understand the realities of rural life — the early mornings, the unpredictable weather, the equipment that always seems to break at the worst time. Bemidji’s rural community isn’t just a market to me; it’s a way of life I know firsthand.

I’m also a dad to an energetic 10‑year‑old son, which keeps me grounded in what matters most: family, stability, and protecting the future. That perspective shapes how I help clients — whether it’s a young family buying their first home or a local business owner working hard to support their employees.

—-Cory Woinarowicz